Overseas and Health

IP Level 2.2

Overseas and Health

by Dewi Erita

 

Nowadays, a rising number of students are considering of going overseas to study for a degree.

Do you want to continue to study abroad?

What should be prepared?

Other than that, it is important for us to know general information about living abroad, such as housing, money, and health. Housing means anything to do with accommodation. Money is about setting up a bank account and transferring money. Health means registering with a doctor; vaccinations and prescriptions; and other medical advice. Commonly, all of this information are given by university. However, in my opinion, prospective students are supposed to know more about health especially health insurance. Why should we know more about health insurance?

Knowing about health insurance will give us information about how to obtain medical treatment, how to access medical care and how health care works. Actually, health insurance is vary among countries. So, finding out about this is recommended. First, I will look at the general information. Later, I plan to give brief information about health insurance for international students in several countries. Finally, I will explain about national health insurance in our country.

Health insurance is provided by public provider/ public insurance and private providers/ private insurance. Public provider is run by government, while private providers are run by company. In Australia, there is Overseas Student Health Cover (OSHC). OSHC is insurance for international student. OSHC is provided by private providers that is Australian Health Management, Allianz Global Assistance, BUPA Australia, Medibank Private, and nib. Students can arrange OSHC through university or purchase it online.

In Japan, international student have to subscribe National Health Insurance which is run by public provider. After registered, students will only pay 30% of  the total medical bill. This mean that students still need to pay for every health care. In New Zealand, international student should get private insurance. The university will automatically register student for preferred health insurance.  In England, the name of insurance is National Health Service (NHS) which is run by public provider.  Students do not need to pay for NHS. It is free. However, to access the NHS, students have to pay for an Immigration Health Surcharge for getting NHS. How about our country?

Here in Indonesia, we have National Health Insurance System/ Jaminan Kesehatan Nasional (JKN) which is run by Social Security Administrator for Health/ Badan Penyelenggara Jaminan Sosial (BPJS Kesehatan ). The purpose of JKN is to cover all citizen and foreigner who are working for health needs.  

In summary, health insurance for international student is compulsory. Students should register for private provider, such as in Australia and New Zealand, or for public provider, such as in Japan and England. Most of university will give assistance for registering in health insurance, although in Australia students can purchase it by themselves. So, I think that it is reasonable to say that before going abroad prospective students are supposed to register for national health insurance (JKN) in BPJS office or website. 

Thank you

Depok, December 28^th 2017

(This draft speech has been presented in UI Toastmasters Regular Meeting on December 28^th 2017 at VIP Lounge Central Library UI)

References

1. Australian Government Department of Health. Overseas Student Health Cover.

http://www.health.gov.au/internet/main/publishing.nsf/Content/Overseas%20Student%20Health%20Cover%20FAQ-1 accessed November 28^th, 2017

2. Gateway to Study in Japan. Medical Insurance.

http://www.g-studyinjapan.jasso.go.jp/en/modules/pico/index.php?content_id=28 accessed December 26^th, 2017

3. New Zealand Immigration. Paying for Healthcare Services.

https://www.newzealandnow.govt.nz/living-in-nz/healthcare/paying-for-healthcare-services

accessed December 26^th, 2017

4. The University of Auckland. Health and Travel Insurance.

https://www.auckland.ac.nz/en/study/international-students/how-to-apply/health-and-travel-insurance.html accessed December 26^th, 2017

5. UCL. Health advice.

http://www.ucl.ac.uk/iss/before-you-arrive/health accessed December 26^th, 2017

6. Expat Indo. The Indonesian National Health Insurance System.

https://www.expatindo.org/summary-jkn-and-bpjs/ accessed December 28^th, 2017

7. BPJS Kesehatan. Prosedur Pendaftaran Peserta JKN BPJS Kesehatan.

https://bpjs-kesehatan.go.id/bpjs/index.php/pages/detail/2014/20 accessed December 28^th, 2017

Leading in Your Own Way

Pathway: 

IP Level 2.1

Leading in Your Own Way

by Dewi Erita

A few days ago, I went to my hometown. I rode on bus at terminal. The bus was moving forward when something happened. Bus driver realized that he could not find his mobile phone. He stopped the bus and look for his gadget.

“Let’s move to another bus, then.” One of passenger, old man, spoke up that passenger may use another bus instead of waiting.

Driver did not agree and asked his co-driver for searching his mobile phone while he was continuing to drive the bus. The bus moved again. After 10-15 minutes, co-driver gave up to find it. Driver stopped the bus again and searched by himself. One of passenger helped for searching the phone and started mobilizing passengers to do so. Although we intended for helping, the driver’s face did not seem in good mood and did not aware of other.

“Let’s move to another bus.” The old man instructed passengers to get off.

Old man asked co-driver to go back to terminal and bring them another bus.

“Mr., you can get into the bus,” said driver after several minutes.

“No, no, you can continue to search your mobile phone,” refused old man.

“He must be on drunk,” said woman.

“It’s danger to let him drive in bad mood condition,” uttered another passenger. Another bus arrived. We were all safe after around 15 minutes waiting on the edge of the road. 

 

What can we learn from this case? Yes, leadership.  That old man influenced all passenger to get off and moved to another bus.

Leadership is influence. As we know, leading deals with people, both individuals or groups. Every person is a leader and each leader has their own style(s) to approach people namely leadership style. Today, I would like to share my leadership styles.

Firstly, authoritative style. I have ever had study group discussion for one semester.  My team member was consist of busy people. Some of them were employee and some of them were in their last semester. I shared job description in every assignment. Sometimes they did, sometimes half people did, and sometimes none of them did. In that condition, I would did it by myself as long as I understand the task, I do not mind. One day, we had assignment and for me, it was very difficult. Unfortunately, none of them did the task. I was angry at that time and one of them realize it. Then, he did that assignment by himself in a very short time to make me calm. I used authoritative style because we had limited time.

Secondly, altruistic style. I led one team to collect data by interviewing. Each person of us had a target, a number of people, to be interviewed. Almost all member reached the target. Unfortunately, I was the slowest one. So my team was waiting until I reached my target. Alltrustic style is when leader motivates member, serves member better, and gives empathy. In my case, my team did altruistic thing to me, as a team leader. Of course, it is not altruistic leadership style, but I just want to share the value of altruistic style.

Finally, democrative style. I did research in small team. My member team was busy person. He was also expertise in his field. He often persisted to ask me to do everything based on standard without any excuse. It was hard, really. Fortunately, I did it in time. In that condition, I used democratic style because my member team is expertise so I allowed him to take the lead and make decision.

To sum up, my dominant style is democratic leadership (based on the Leadership Style Scoring Guide). I like collaborate and communicate with others to receive precious input and learn together. Nevertheless, I also apply authoritative style for another condition.

Depok, November 9^th 2017     

(This draft speech has been presented in UI Toastmasters Club Regular Meeting on November 9^th 2017 at VIP Lounge Central Library UI)

My Vision

Pathway: IP level 1.2.1

My Vision

by Dewi Erita

 Do you have a vision?

What is your vision?

Today, I would like to talk about my vision. Vision is usually defined as a thought, concept, or object formed by the imagination. Why should we discuss about our vision? Well, I think that we should tell our vision to people. People around us can help to make our vision come true, remind us if we forget or almost give up, and pray for us. My vision is to be a useful person in the health field. It seems simple and easy. There are three explanations to make my vision more clear. 

First of all, I will explain about my background. I am interested in health. When I was child, I liked the name related with health. I made mini scrapbook about health. The content of that book was about nutrition like carbohydrate, protein, fat, vitamin and mineral. I copy it from my biology book. I also wrote the abbreviation word such as DNA, RNA, and HIV. What is more, I read manga and found many information about health such as cyanide and toxic fish.  I wrote it down too. As for that, I dream to be a doctor/ physician. In 2007, I joined the selection of new student that is Seleksi Penerimaan Mahasiswa Baru (SPMB). I registered for medical student. Unfortunately, I failed in that selection but I accepted in midwifery college. In 2014, I continued my study in public health.

Second, I will illustrate my concept. I like writing and I share my essay to many people. I make writing as my hobby so the content is still various. Nevertheless, I try to make it relate with health. For instance, I put all my draft speech about health in my blog.

Thirdly, I will share my mission. I hope that I can get knowledge and skills more specific. Maybe, I can get it through employment, help researcher to do their study, or work in university. The best way is being master degree student. I am interested in maternal and neonatal health and mental health. I hope that I can increase quality of life of housewife. I hope that people keep their body healthy until getting old. I hope that people which have chronic diseases can enjoy their life even they are sick.

To sum up, my vision is still general. It is also not easy to implement. I can see big stone in front of me. Am I strong enough to pass through it with my thin body? When I was still student at UI, in my first year, my lecture said that whatever you are in the future, you have to be success person. I will keep that word and try to make my vision come true.

“Vision without action is merely a dream. Action without vision just passes the time. Vision with action can change the world” (Joel A. Barker).

Thank you.

Depok, September 6^th, 2017

(This draft speech has been presented in UI Toastmasters Club regular meeting on September 6^th, 2017)

Student Wisdom

Pathway: IP Level 1.1

Student Wisdom

by Dewi Erita

Do you know, who are the several success CEO in Indonesia?

Do they have precious lessons for us? 

Today, I would like to talk about profesional wisdom. Profesional wisdom is usually defined as the judgment that individuals acquire through experience (Aswin Wirjadi). Why do we have to learn wisdom from profesional? Well, I think that many profesional wisdom relate with university value. Wisdom is like guideline to create student soft skills.

There are three wisdom that we can apply in both university student or company worker. Firstly, be realy-realy good at something (Maulana et al., 2009). Student should like their majors because they spend most of time at campus. If student love their majors whole-hearted, they will be expert in it. For instance, in last term when we did undergraduate thesis, several my friends asked some help to biostatistic student for analizing thesis result. There are fee for service. Those means that they are expert in biostatistic majors and become profesional people.

Secondly, listen, listen, and listen. Listening is something hard for most ofpeople. What is more, accepting the message exactly the same with the speaker mind is not easy. For example, when we did research group, we should consult our research report to our supervisor. Sometimes, our revised report was not exactly the same with what our lecture intented. Our lecture was disappointed and little bit angry at that time. After all, at the end, we got what our supervisor mean.

Thirdly, graduation is a journey. Half student thought that graduation is purpose. We should understand that graduation is not destination. If we set graduation as a purpose so after we graduate, we will stop learning. Graduation is a journey so that we can enjoy every moment in our steps. There are also others thought that make graduation more meaningful. In my opinion, graduation is a sign that we have learned a little more. Graduation means that we have changed to be a new character person. Graduation is like the door to go to another place.

To sum up, student are supposed to learn and practice soft skills that is trying to like their majors, listening actively what people said, and thinking that graduation is a journey.  Charles Darwin stated that "It is not the strongest of the species that survive nor the most intelligent, but the most adaptive to change." Let us change our mind for developing soft skills to a brighter future.

Thank you

Depok, August 29th, 2017

Reference

Maulana, A.E., Alamsjah, F.A., Dilmy, I.A., Loeis, M., 2009. Indonesian Top CEO Wisdom Precious Lessons. PT Gramedia Pustaka Utama, Jakarta.

(This draft has been presented in UI Toastmasters Club regular meeting on August 30^th 2017)